Privacy & Cookies Policy

This policy is issued jointly by FOCAL Investments LLC and FOCAL Advisory, separate legal entities operating under the shared FOCAL brand. It explains how we collect, use, disclose, and safeguard information submitted through our website, contact forms, analytics, and communications.

It covers the information we collect (contact form data, loan scenario inputs, analytics, session replay, cookies), how we use that information, the service providers we share it with, how long we keep it, your rights including those of California residents under the CCPA as amended by the CPRA, and how to contact either entity regarding privacy questions. For full terms governing use of the site, see our Terms & Conditions.