Loan Calculator

Analyze commercial real estate financing scenarios including loan amount, interest rate, amortization, interest-only periods, debt service, DSCR, LTV, and projected payment schedules.

FOCAL's loan calculator helps sponsors and investors model debt service for commercial real estate financing — calculating monthly payment, debt service coverage ratio (DSCR), loan-to-value (LTV), and amortization schedules for fixed and floating-rate scenarios. Useful for underwriting bridge, construction, agency, and permanent debt scenarios.